The Financial Stability Oversight Council and the U.S. Department of the Treasury’s Artificial Intelligence Transformation Office have launched the AI Innovation Series, a public-private initiative designed to strengthen the resilience of the U.S. financial system amid rapid technological change.
As artificial intelligence becomes increasingly embedded across financial services — from fraud detection and cybersecurity to credit underwriting and operational risk management — regulators and institutions are under growing pressure to ensure governance and supervisory frameworks keep pace with innovation.
“We are optimizing regulation to support growth for both Main Street and Wall Street, moving from a posture focused on constraint toward one that recognizes failure to adopt productivity-enhancing technology as its own risk. The Treasury Department will continue evaluating regulatory frameworks and enforcement policies to enable the U.S. financial sector’s leadership in AI adoption while preserving national security and long-term economic resilience,” said U.S. Treasury Secretary Scott Bessent.
The series will feature four roundtables bringing together financial institutions, technology firms, regulators, and domain experts to identify high-value AI use cases and scalable implementation approaches.
“AI adoption is not merely a question of technological modernization — it is critical to America’s financial stability and a precondition to economic growth,” said Deputy Assistant Secretary for FSOC Christina Skinner.